Businesses
For Businesses
Keyman Cover
It covers a person who is key to the running and/or profitability of your business. Whether it’s what they know, who they know or what they do, a key person’s sudden death or disability can signal disaster for a business. This type of contract is funded by Life and/or Disability cover – if a Keyperson passes away or is permanently disabled, the company will have the funds available from the proceeds of the policy to start the process of finding a replacement.
Buy & Sell Agreements
If you’re a business owner and you pass away, a Buy & Sell agreement, funded by a Life assurance policy, will place an obligation on your remaining partners to buy your share of the business from your estate, and it lets surviving business owners take control of their business again. The surviving spouse, or family will also obtain a fair pay-out.
Provident Funds Employee Benefits
A Provident Fund is a forced saving mechanism for Employers to use for their staff, a defined amount (monthly contribution) that gets deducted, and over time a little sum becomes a lump sum, accumulating interest up until your retirement. Risk benefits, such as Life Cover, Disability, Income Protection and Dread Disease cover can be added to this to enhance the offering to your most valued staff.
We understand that you need to focus on growing your business. Liberty's umbrella solutions give you the flexibility to structure employee benefits that will empower your employees. This allows your employees to live their lives with the knowledge that their financial future is secure and their families are financially protected. Liberty's umbrella solutions are offered through the Corporate Selection Umbrella Funds.
Attracting great employees can be as difficult as attracting investors. We know you want to offer your employees the best.
Investing in your employees is investing in your business. We know how important it is to have a full employee benefit offering to attract and keep the best employees.
Individuals
For Individuals
Protection of Wealth
Investments
Short-Term Comprehensive Insurance
You like short queues, short meetings and short, strong cups of coffee. So why would you go the long way ’round when it comes to insuring your Car, Residential building, Household contents, Personal Liability and On-The-Go? Liberty Short-Term is the quickest and easiest way to get covered. No endless paperwork or red tape.